How to Apply for Financial Aid

In order to be considered for financial aid, you must complete and submit a FAFSA form (Free Application for Federal Student Aid).

  • The information reported on the FAFSA is used to calculate your Expected Family Contribution (EFC), which is a measure of the family’s financial status and ability to pay for college. The EFC is used to determine student eligibility for Federal and State student financial aid.
  • Priority consideration is given to those students who file by May 1.
  • The FAFSA can be completed online at
  • MassBay's Federal School Code for FAFSA: 002171

MassBay holds workshops on campus annually in March and April to assist students in filing the FAFSA. For information about specific dates and times for these workshops, please contact our Financial Aid Office.

Student Debt Information
MassBay Community College is committed to ensuring that students are able to have access to quality education while accruing as little student debt as possible. A variety of financial aid websites are available to students to assist them with personal financial planning and the management of student loan debt. The average student debt that a MassBay Community College student might anticipate is $9,893 at the conclusion of the associate’s degree. Approximately 34% of MassBay graduates borrow money through student loans to complete their MassBay degree.

Chuck Spirou, Senior Financial Aid Counselor at MassBay

Discusses tips on filling out the FAFSA